We help our customers improve their financial situation.
Financing for personal investments, studies, .. Money shouldn´t stop making your plans come true. Request your loan now!
Thanks to our technology, we evaluate all of your data to build an image of your financial profile in order to offer you the loan which best applies to your needs and preferences.
Applying for a personal loan is very simple. All you need to do is decide how much money you wish to receive and how long you wish to return it in. No hidden fees. Completely safe.
You will receive a quick response to your personal loan application. Read our eligibility conditions for further information regarding our decision process.
Quickly fill in some personal information to be able to evaluate your application. All of your information will be completely secure and fully confidential.
In a matter of minutes we will analyze your application and we will offer you an online loan adapted to your needs.
Once the online loan has been approved, we will apply a 5€ debit to verify that you can reimburse the loan. Within the next 7 days after this charge, we will transfer you the money and reimburse you for those 5€.
Throughout the credit application process, you must provide your personal information. Through your profile we will get to know you. You may add information about your education, work experience, income, debts and financial habits. It is an easy process, but an important one. We take this verification seriously.
We take our time to go over and verify each and every application in order to get to know our clients and will only loan the adequate amount to financially responsible people.
You must have a minimum net monthly income of 500€.
The clients will be automatically enrolled in a direct debit scheme. Once a personal loan request has been approved, we will apply a first debit of 5€ to your account in order to make sure that the direct debits get through correctly. Your loan will be transferred within the next 7 days after this charge, which will be reimbursed once the loan has been transferred. Should this first charge fail, the loan will be rejected.
The loan amortization will always be through direct debit.
The credit score, to determine credit risk accurately, is done by means of artificial intelligence and automated learning.
We assess your requests based on the information you provide. No intermediaries.
The better credit score, the better credit offers.
Our mission is to facilitate access to credit for people with little or no credit history. Traditional financial institutions have neglected this group of customers for years due to lack of credit rating, being excluded from access to credit.
By using technology applied to credit decision, Bonsai Finance closes this gap to facilitate access to credit on fair and sustainable conditions for these people.
Our unique technology credit score and automated learning allows us to be a “Digital Bank”, determine credit risk accurately and provide a friendly and quick service to those who would be rejected by traditional banks.
Installment Loans Online designed to be of help to borrowers who, for various reasons, might have a bad credit score which makes it difficult to get loans from traditional sources.
Online installment loans