Get Your Personal Loan!

“…in just a few steps, in an easy way.

At Bonsai Finance we offer different personal loans than our competitors: our customers have access to longer term loans (up to 18 months) as well as a greater amount of money (up to 3000 €). Additionally, at Bonsai Finance, we offer our loans much faster than our competitors, where you do not need to send any copies of documents (Note: In some cases, you may need to take pictures of your ID, but this will be under certain circumstances).



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Apply for a Loan

Applying for a personal loan with Bonsai Finance is easy! This is a very simple, single procedure. You must follow these steps:

a) Choose, on the calculator, the amount you want to receive, from 1000 € to 3000€.

b) Choose the time you want to repay your loan, from 6 to 18 months.





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Fill In Your Personal Information

You will then be asked to provide some personal information, as well as source of income, and an estimate of your monthly expenses.

You will also need to provide information about your bank account and a credit / debit card. A small "pre-authorization" will be performed to ensure the validity of the card that you are providing.





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We Transfer the Loan to Your Account

When your application for a personal loan has been approved, you will receive a confirmation via web and email.

Once the loan is approved, we will charge 5€ by direct debit (customers will be automatically enrolled in a direct debit scheme) to verify that you can repay the loan. The money on your loan is transferred to your account within 7 days of this charge which will be refunded once the loan is granted. If this first debiting fails, the loan will be rejected.




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Loan Refund

You will be charged for the loan amortization plan by direct debit. You can also pay by bank transfer.

Read more about the personal loan repayment.  

Leer más acerca del reembolso del préstamo personal.