Having car insurance is a must for all drivers, and there are plenty of factors that come into play when seeking affordable car insurance, but we’ve got you covered. While you are going to notice that car insurance doesn’t go on sale, there are ways that you can stretch your dollar, and cut some costs with your insurance.
Affordable Car Insurance for College Students
You’re a college student, your dollars don’t go very far, and the last thing you’re going to want to stress about on top of rent, books, fees, and paying tuition is finding affordable car insurance for college students. However, there is a silver lining. There are plenty of companies that offer car insurance, and discounts to college students who are getting good grades, or qualify for the rebates. Other things to consider when getting affordable car insurance for college students, is the amount of miles you drive each year, and whether or not you’ve completed a driver training program can impact your insurance rates.
Affordable Car Insurance for High-Risk Drivers
Chances are, you’ve already had difficulties finding car insurance if you’re classified as a high-risk driver, but sometimes, it’s not always something you can control. Factors such as car accidents, traffic violations, new drivers, elderly drivers, lack of previous coverage, and even poor credit history could all affect your ability to find affordable car insurance for high-risk drivers. Though it is possible.
Car Insurance for Low Income
You may not notice, but recent research has shown that low-income families devote a whopping 25% of their income to their car insurance provider, and when you’re struggling to make ends meet as it is, that’s a big chunk. There are certain states that offer government subsidized, and low-income car insurance rates that you could be benefiting from. Keep in mind that you may have to meet some pre-requisites such as a clean driving record, have a valid driver’s license, and own a car valued under an approximate $20,000 with no unpaid leans.
Getting car insurance that’s as affordable as possible is something that you should be looking at reviewing every couple of years. Your insurance, along with your history is something that is always changing. At Bonsai Finance, we make it our priority to help you find car insurance that suits your needs and that you can afford. We can work with you to ensure you’re up to date with your policy, and that you’re paying for exactly what you’re supposed to be getting, without paying for any of the additional frills. Whether you’re seeking car insurance for high-risk drivers, car insurance for college students, or are simply looking to save a bit of money; by reaching out to our customer support through email, you can get trusted help to stretch your hard earned dollars, and solid advice to finding a solution for your car insurance needs.