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Alpine Credit Personal Loans Review
16 Sep 2018

Alpine Credit Personal Loans

Alpine Credit personal loans is your way to financial freedom when you have an investment you need to finance but you do not have the finances needed. They are a firm that partners with lenders who offer you unsecured loans when no one else is willing to give you due to your credit score. They are not only available for the people with bad credit score but to those with good credit and in need of a loan that does not restrict on what to do with the funds.

Alpine credits personal loans give you financial support to overcome a difficulty. They include Debt consolidation, education loans, investment loans, installment loans, vacation, bad credit loans, etc.

You are interested if

You need quick cash to take care of an urgent need like a vacation, pay for school fees, or monthly expenses. The loans are available to people with either a great score or not.


Key Points

Brief Description Alpine credit personal loans give you financial support to overcome a difficulty. They include Debt consolidation, education loans, investment loans, installment loans, vacation, bad credit loans, etc.
Limits and Deadlines You can borrow amounts ranging from $500 to $35, 000 which has a grace period of up to 24 months depending on the type of loan.
Urgency The loans can be obtained within 24  hours.
APR Range Alpine credits loans run from 3% to 47%. The rate is entirely dependent on your situation.
Closing/Origination Fees Closing fee may apply depending on the amount borrowed.
Early Payment Fees There is no information on early payoff or any fee associated.
How to Contract the Product Apply through Alpine credits online application, OR Call Alpine credits via 1-800-587-2161.
Main requirements Applicants must have attained the age of 18 years.

About Alpine Credits Personal Loans

Main Features

Alpine credits personal loans are a better alternative to borrowing from the bank. What makes this loans much better is that they have open terms of payment where you can pre-pay anytime without being penalized and their interest rates are flexible to a point where they can even reduce with time. The loan can range from $500 to $35,000 depending on your needs. The process of applying for this loan is simple. All you need to do is fill the online application form and a financial specialist will get back to you within the shortest time possible. Here are some of the characteristics of these loans.

  • The loans do not have upfront fees.
  • They are approved and disbursed within the shortest time (within 24 hours).
  • They have a free credit score.
  • The interest rates are flexible; they can go down with time.
  • They are an opportunity to rebuild your credit.

Advantages of Alpine credits personal loans

Alpine credits personal loans are associated with a wide scope of advantages as compared to other lenders. The following are some of the advantages you enjoy when you lend from Alpine Credits.

  • The loans are unsecured- Personal loans are unsecured, hence, your reputation and qualification are all that is required to obtain the loan. This means that when you default on paying a loan nothing of yours will be repossessed. You do not have to worry about losing your property when getting a personal loan.
  • Simplified application- The application process for obtaining personal is simple. There are no complexities associated with it as it used to be. The only thing you need to do is go to their website, fill the application form and a professional financial advisor will get back to you as soon as possible. This makes it convenient to apply in the comfort of your home.
  • Quick approval- Alpine credit personal loans are easy to acquire. It only takes a few hours to go through each application since they do not require lots of qualifications. After which, the money is disbursed to your account and you can tend to your needs without delay. This can be done within 24 hours depending on the type of personal loan you are applying for and the amount you need.
  • Improves your credit history- Personal loans are a good way to make a reputable credit history. You can achieve this by borrowing unsecured loans and paying them in good time. With a good credit history, you stand a better chance to qualify for application of other loans at any time.
  • Personal loans have the flexibility of payment- Different payment options are given for the payment of the loan. You can pay on a weekly basis, monthly basis. All this is solely dependent on you. etc.

Disadvantages of taking a personal loan.

Before applying for a personal loan, it is important that you understand the drawbacks that are associated with them as well. With this information in mind, you can make sound decisions on the loans that you are about to apply for or take. The following are some of the disadvantages of personal loans.

  • The main disadvantage of borrowing from Alpine credit is that they do not offer personal loans, therefore, the loans offered to you are received from a third party.
  • The lender can come for you in case of default- If you default the payment of the loan, the lenders can sue you in a court of law for the default. This is especially if no property was attached on loan.
  • A smaller amount of loan- The lenders of personal loans tries their best to minimize the risk of the default on the borrowers. The lenders will, therefore, offer lower amounts of loans as a result.
  • Higher payments rates- Due to the higher risk associated with personal loans, the lenders may have high charges on the loans. This may vary depending on the amount of loan as well as the source of the loan.

How does it work?

The process of applying for personal loans through Alpine credit is simple. All you need to do is fill the online application form submit it and wait for a response from a loan specialist on the other end. You are required to fill personal details where you state your name and marital status. The next section is about residential details. You are then required to provide employment details. In this section, you are required to list your employment status, the name of the company for which you work, your net monthly pay, pay frequency, when you started working there and the mode of payment for which you receive your salary. This section is followed by the loans details where you are required to state the purpose of the loan and the amount for which you are requesting. At the end of the application form, you are required to provide means by which you can be contacted. Your application is reviewed and if your information checks out, you receive the loan within the shortest time possible. You also get a quotation for the loan, the fee that comes with it and the terms of payment.


Personal loans are very significant for any individual to better their financial welfare. The loans give you a great way to break some financial barriers in your life. Alpine credits provide you with a platform to apply a personal loan to resolve your financial needs. They do not major in personal loans, but upon reviewing your application, they find a lender that suits your needs. Therefore, a good start when in need of a loan.

You can rest assured that when you apply for your loan through Alpine Credits you will get the best lenders that suit your financial needs and are easily compatible with your situation. Visit their website to apply for a personal loan or to get more information.

Alpine credits

Alpine Credits is a firm that has helped a huge number of people in acquiring homes by providing home equity loans. They operate in British Columbia, Alberta, and Ontario. Since they do not provide personal loans, they partner with other financial companies to provide these loans. They have created a name for their own in the field of financing individuals looking to own a home. Although they do not offer unsecured loans, they have a pool of partners to whom they can refer you.

What we think

Alpine Credits is a company that has gained its roots in Canada, therefore, a reliable place to start when looking for a personal loan. Since they have been in business since 1969 , you can bet that every partnership they have formed is worthwhile. It is for this reason that we believe that any reference you get from Alpine credit is worthwhile. Alpine Credits is, therefore, an ideal source of information for anyone looking for unsecured loans. Being a lender that helps people acquire homes through home equity loans, you can rest assured that they have the best interest at heart. It should also assure you that they are in business to not only help people get homes but gain financial freedom.