There’s almost no one out there who would turn down the chance to get out and see the world if they could do it without breaking their budget. With the right credit card to help them do it, even the most restrained spenders can work toward large travel credits that can take a lot of the sting out of expensive flight prices. The sooner you get your hands on the CIBC Aventura Visa, the sooner you will be on your way to exciting rewards that could help you start living the globetrotter experience.
An Accessible Way to Earn Travel Points
The CIBC Aventura Visa is a free card with low application requirements (just $15,000 in personal income for the year will do), so getting it is something that almost anyone should have no problem doing. That’s the first step towards accruing the rewards points you’ll need to start planning your trips; the next is to start using it as much as you can. You’ll get points each time you do it, with the final amount depending on what you buy. The reward rates are 1 point per $1 you spend on groceries, at drug stores or gas stations, and at the CIBC Travel Rewards website, plus 1 point for every $2 on other purchases. At those rates, your points will add up relatively slowly, but you will be bringing them in on a regular basis.
To start you off with a head start, though, you might consider claiming the 7,500 Aventura points that CIBC is offering as a welcome bonus for this card. You’ll get it if you do a few quick things for CIBC, such as signing up for e-statements instead of paper ones, adding an authorized user to your card and adding your card to your Apple Pay, Google Pay or Samsung Pay accounts. Each of these tasks awards you with a small portion of that total prize and there are more than what we’ve listed here, so be sure to review your welcome information when you get the card to make sure that you’ve taken advantage of each of these opportunities. This bonus isn’t small, so you definitely don’t want to miss out on it; it’s the equivalent of 75% of a short-haul domestic flight ticket if you stick to the lower ranges when redeeming, a $75 donation to a charity, or any number of other possible redemption options.
Enjoy a Few Benefits as a Bonus (More With the CIBC Aventura Visa Infinite)
The benefits aren’t a major reason to get this card, but they’re worth going over quickly in this case because of how rare it is to see any inclusions of note on a basic card these days. This one comes with not one, but two notable goodies: some rental car insurance and $100,000 of common carrier accident insurance, plus extended protection insurance and purchase security on anything you buy with your card. This modest little package is far from extravagant, though considering how humble a card this is, it’s more than enough to serve as a special attraction. There’s no travel insurance here to help you out on your trips, but that’s something that most applicants expect to have to get the more upscale cards in order to receive (and in fact, you have an option to do that right at CIBC with the CIBC Aventura Visa Infinite card). These are just little bonuses to help convince you that this card is worth your time, and they’re more than what most similar cards would give you anyway. You’ll appreciate having it if anything ever does happen, and it’s free, so how can you go wrong?
The Aventura Visa: a Card For Everyday Would-be Adventurers
You already know that this card is easy to get, but you may not have considered how well that attribute pairs with its functions and abilities. The Aventura Visa is a card meant for the common Canadian, and it excels in that role due to the way in which it rewards common purchase items. CIBC knows that most people who choose this card instead of one of the other three more advanced Aventura options are more likely to be people of modest means who are budget-conscious and spend most of their money on the essentials.
With that knowledge in mind, they chose to create a card that specifically rewards you for buying things like food, gas for your car, and prescription medications you need to stay well. These are things that almost everyone will be purchasing at regular intervals. If you charge all of those purchases to this card, you could come away with an impressive number of points each month. You won’t have to spend any money you don’t have on things you don’t need, or be tempted to do so by the higher points gains you could achieve – your everyday spending will be enough to get you a good part of the way toward your goals. That’s a vital characteristic for a card to have if it’s going to be realistic for most people to use it. This one passes that test well, and that makes it all the easier to recommend it.
Will the CIBC Aventura Visa Hit Its Mark With You?
We’ve already praised the CIBC Aventura Visa extensively, but in case it wasn’t clear, this is a very good card for a particular type of consumer: the low-income individual who nevertheless aspires to travel with the few resources they have. If you earn more or have really good credit, you might be able to get something better, making this card a less attractive option for you. If you don’t want to travel, you also may want to choose a different card (even though other prizes are technically available through the Aventura system, its hard to get the same amount of value for your points outside of the travel side of things). Think carefully about whether you really have the travel bug before you fill out your application, but if you’re certain that you fit into the main demographic this card caters to, know that you’re sure to love it.