Credit cards for people with no credit are few and far between. When you request a credit card, these financial institutions don’t look at who you are and what you have been through. They base their decision on that one number that describes your credit history. If you have no credit and are looking for a short-term loan to pay a bill, time feels like it is crushing you. You search for multiple credit cards for poor credit and you come up empty. You know you need to pay this unexpected bill and worry starts to seep in. What can you do?
Limitations of Credit Cards for People with No Credit
If your searches online are producing little results for finding a credit card for people with no credit, you are not alone. In fact, thousands of people deal with this on a daily basis. The credit cards that may approve you with no credit come with high-interest rates and low cash lending.
This means that you may not have enough of a money loan to pay your bills with these credit cards. And when you do use it, you can end up with added fees and ridiculous amounts of interest. Not to mention the amount of time it takes to get a credit card. After your request, the card has to be sent through the mail and can take up to 10 days. If you need cash now, credit cards can’t help you.
Getting a Payday Loan Instead
A payday loan may be the best option for you when you need to pay a bill now. Our payday loans take as little as an hour to get approved and don’t require your full credit history. Your financial situation is a personal matter and we take that very seriously. We never ask you for the reason you need the loan and we work with you to get you the money you need. You don’t need to hurt your credit further by getting a different loan. Our loans can help you to rebuild your financial life.
Our loans are direct lender loans and come with competitive interest rates. To request, you need to be between the ages of 18-65 with a cell phone that can receive text messages. Other than that you need a pay stub to verify your income, a current debit or credit card, and a bank account we can send your money to. After this, your request can be approved in just an hour and you can have the cash you need by the end of the day.
Don’t be fooled by credit cards for people with no credit. Our payday loans can help you build future financial success. The process is quick, easy, and completely confidential.