Are you looking for the perfect credit card? You’re not alone. In fact, there are over 178 million credit card holders in the U.S. alone!
They can be a great way to better your credit card score and earn rewards.
But which one is best for your unique needs?
There are a ton of credit card reviews out there and it can be hard to find your ideal match.
Check out this short list of the three best first-time credit cards to get you started.
1. First Progress Platinum Select Mastercard(R) Secured Credit Card
When it comes to the best credit cards for good credit, this one tops the list for many reasons.
This card doesn’t require you to have any credit history when you apply. It also doesn’t require a minimum credit score.
In addition, other features include:
- Apply easily online
- Expedited processing option to receive your card more quickly
- Works everywhere credit cards are processed
This card is a great way to start to repair your credit for anyone with damaged or fair credit.
Since it offers so much sign-up flexibility, you can apply an are virtually guaranteed a card.
You will pay a fully refundable deposit that gets paid back after you pay off your balance on the card.
2. Bank of America Cash Rewards
The majority of younger American’s don’t have credit cards due to a lack of trust. But the reality is, when used wisely, credit cards can help you get a great credit score.
And earn rewards back, like cash!
With the Bank of America Cash Rewards card, you can receive:
- $150 cash reward bonus after spending $500 on the card in the first 90 days
- 1% cash back on every purchase
- 2% back at grocery stores and wholesale clubs
- 3% back on gas purchases
And when you redeem your cash rewards in a Bank of America, you get an additional 10% back on your rewards.
The rewards have no expiration, too, so you don’t have to worry about messing up the dates.
Earn money back while you use your card to get a better score.
3. Bank of America Travel Rewards
Are you a jetsetter looking for the perfect starter travel rewards card? Then this should be at the top of your list for best first-time credit cards.
With the Bank of America Travel Rewards card, you can receive:
- 1.5 points back for every dollar purchase made
- No foreign transaction fees
- 20,000 bonus points if you spend $1,000 in the first 90 days of receiving your card
You can then use your points to redeem them for statement credits to book hotels, flights, and more.
This one of the good first-time credit cards for those to improve credit that travel around the world — for work or pleasure.
More Credit Card Reviews and Information
There are a lot of credit cards to choose from but these are the three best first-time credit cards.
However, if you’re looking for more reviews, we’ve got you covered.
You can check out more credit card reviews here for all the details on the smartest options for good credit.