Get Your Personal Loan!

“…in just a few steps, in an easy way.

At Bonsai Finance we offer access to different personal loans than our competitors: our customers have access to longer term loans (up to 60 months) as well as a greater amount of money (up to $35,000). Additionally, at Bonsai Finance, we offer access to loans much faster than our competitors, where you often do not need to send any copies of documents (Note: In some cases, you may need to provide proof of income or identity)


Apply for a Loan

Applying for a personal loan with Bonsai Finance is easy! This is a very simple, single procedure. You must follow these steps:

a) Choose the type of loan you would like to apply for: Cash advance, Installment, or Personal loan

b) Choose, on the loan application form, the amount you want to receive, from $100 to $35,000.


Fill In Your Personal Information

You will then be asked to provide some personal information, as well as source of income, and an estimate of your monthly expenses.

For Installment and Cash Advance loans, you will also need to provide information about your bank account so the lender will know where to send your funds.


The money is transferred into your account

When loan application has been approved, you will receive a confirmation via web and email.

The money is transferred into your account as early as the next business day.


Loan Repayment

Loan repayment is usually done by direct debit from your account, or based on the agreement with the lender. Often, you can also pay by bank transfer or in person with select lenders.

Read more about the personal loan repayment.