We’ve all been there, as much as we hate to admit it. “I can’t pay my bills.”
It’s just an unfortunate reality.
Fortunately, there’s a lot you can do to help get yourself out of this troubling situation.
Read on and we’ll show you 5 ways to keep the lights on before you even think about throwing in the towel over your bills.
1. Call Your Debtors
Most people make the mistake of not attempting to work things out. Financial trouble is always anxiety-inducing but you need to reach out to as soon as you know things aren’t going according to plan.
Explaining your situation may give you a little bit of extra time. At the very least you’ll have a solid date for when you’ll need the money and being able to plan ahead can make all the difference.
2. Look For Government Assistance Programs
If you’re undergoing a serious financial hardship, you may want to see if there are government assistance programs which can help you.
The requirements can be stringent, but if you qualify your problem may be solved. The government maintains an official list of programs you should look through if you’re up against the ropes.
3. Payday Loans
Payday loans have a reputation for being predatory. They can also be a saving grace if you use them wisely and make sure that you’re completely informed. Don’t be afraid to ask questions if you’re considering one.
This option has an element of risk if you’re not careful, so do your research on payday loans online before you go down this route.
4. Personal Loans
Personal loans are another great option. These small loans are often available with better interest rates than you’ll usually be able to get from a company offering payday loans.
We’ve done much to eliminate the traditional problems associated with finding someone for this type of loan through our database of lenders.
Small personal loans are often a great option for those with a poor credit history as well.
5. Use All Available Resources
It often seems like modern life requires us to spend too much. Unfortunately, when you’re in a financial rut you may have to let some payments run late just to make sure the essentials are on.
Sometimes this can mean a bit of humble pie on your end. Using resources like food banks can help you stretch your budget farther. Finding little ways to make a bit of money here and there like selling plasma are also feasible.
The important thing is to make sure you use both your own resources and those which are available to you.
Get Rid of “I Can’t Pay My Bills” for Good
Sometimes we need a leg up, and if you’re in a position where you’re thinking I can’t pay my bills… well, it’s time to buckle down and get through it.
Between government resources, the occasional bit of cleverness, and the ease of finding an appropriate bad credit loan lender online you’ll be in good hands. Just keep on keeping on.
If you’ve got questions, we’ve got answers. Don’t let financial ignorance take you down, get started on our resources page today. Here are some other resources you might find helpful:
Payday loan review – which payday loans are best?
Need a PAL? Payday alternative loans explained
Why Avant Credit is a great choice for debt consolidation
Blindsided by medical bills? Here’s how loans with no credit check can help