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Online loans with no credit check
13 Mar 2017

Unsecured Online Loans With No Credit Check Important Information

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In many cases, bad credit has caused plenty of people problems in getting additional financing such as personal loans. Traditional lenders such as banks and major financial institutions tend to not lend to prospective clients that do not meet their specific credit history requirements for loans, secured or unsecured.  That can include those who do not qualify due to poor credit history or a lack of credit history.

Get Online Loans with No Credit Check

Bad credit does not have to limit your financial future. Neither does the lack of credit have to hinder obtaining an unsecured loan. You can get money via a simple and straightforward process online without a lot of the red tape that traditional lenders require of customers.

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Need more information? Check out for our tips on unsecured loans.

Simple Requirements for Online Loans with No Credit Check

You can get one of the unsecured personal loans with no credit check by simply meeting a handful of requirements and supplying the necessary information.

  • Be U.S. resident at least 18 years old and no older than 65 years of age
  • Have a bank account here the personal loan can be paid from a monthly basis
  • Demonstrate a regular source of income that can verified through bank transactions
  • Supply a debit or credit card for the personal loan repayment as a fallback solution
  • Provide an active cell phone that can both receive calls and messages via SMS

Different Types of Personal Loans

Basically, there are two different types of personal loans available to people who might not qualify for a loan from a traditional lender like a bank.  The two types of personal loans are secured and unsecured loans.  Although both are personal loans, they both a quite different.

The difference between both types of personal loans:

  • Secured personal loans are great for financing a car loan or refinancing an existing car loan, requiring something to secure the loan
  • Unsecured personal loans are perfect for numerous financial needs such as paying for a long awaited vacation.
  • What is similar about both types of personal loans:
    • Come with a competitive interest rate
    • Offered for up to 18 months
    • Requires monthly payments

Get One of These Online Loans with No Credit Check

These types of personal loans are obtained via online and without credit checks.  These types of loans are perfect for people with bad credit history or no credit history at all.  If that is where you are with your own financial situation, then you might want to get one of these online loans with no credit check.

What you need to decide comes down to only two things.  First, you will need to figure out which type of loan will meet your needs.  Secondly, you need to decide what you will do with the money from your personal loan.